Fia Sbi Kiosk Software 【LATEST · 2026】
The software you are referring to is the interface used by the Business Correspondent (BC) to conduct transactions. It acts as a mini-bank terminal.
Key Functions of the Software:
Before you can start using FIA SBI Kiosk Software, you need specific hardware and software setups. Here is the checklist for an aspiring Kiosk Banking Correspondent:
Other SBI-approved CSP software providers:
However, FIA Global is one of the largest SBI BC partners with dedicated support for biometric devices.
FIA SBI Kiosk software a specialized banking platform developed by FIA Global (FIA Technology Services Private Ltd) to facilitate Kiosk Banking on behalf of the State Bank of India (SBI)
. As a National Business Correspondent for SBI, FIA Global provides the digital infrastructure and software necessary for Customer Service Points (CSPs) to deliver basic banking services to unbanked and under-banked rural and semi-urban populations. YourStory.com Core Functionality and Features
The software operates as a secure, internet-enabled portal that connects a small retail outlet (kiosk) to SBI's core banking servers. Its primary goal is Financial Inclusion
, allowing users to perform transactions without a traditional branch. Vikaspedia No-Frills Account Management
: Allows agents to open "Tiny" or "No-Frill Savings Accounts" with zero-balance requirements and simplified KYC. Biometric Authentication
: High security is maintained through fingerprint/thumb impression verification for all transactions, replacing the need for physical signatures. Real-Time Transactions
: Supports instant cash deposits, withdrawals (up to ₹10,000 per day), and fund transfers to other SBI accounts. Direct Benefit Transfer (DBT)
: Facilitates the direct credit of government subsidies, scholarships, and pensions into customer accounts. Aadhaar Seeding & AEPS
: Enables Aadhaar-Enabled Payment System (AEPS) withdrawals and deposits, allowing customers to use their Aadhaar number for banking. Banking Services Offered fia sbi kiosk software
Through the FIA SBI Kiosk software, CSP agents can offer a wide range of financial products: Alankit's Kiosk Banking Services
FIA Global is an impact fintech organization that acts as a National Business Correspondent for the State Bank of India (SBI). Its kiosk software is a technology-enabled platform designed to provide last-mile banking services to underserved communities, primarily in rural and semi-urban areas of India. Core Functionality and Services
The software enables a network of over 45,000 banking outlets to function as "mini-banks". Key services offered through the FIA-SBI Kiosk platform include:
Account Operations: Opening "No Frills" savings accounts with simplified KYC, as well as Recurring Deposit (RD) and Fixed Deposit (FD) accounts.
Cash Transactions: Facilitating secure cash deposits and withdrawals.
Fund Transfers: Real-time money transfers to other SBI accounts or via "Tatkal" money transfer to any bank account.
Social Security Integration: Enrolling customers in government schemes like PMJJY, PMSBY, and APY, and facilitating Direct Benefit Transfers (DBT).
Aadhaar Services: Biometric-enabled transactions (AEPS) and Aadhaar seeding for accounts. Technological Infrastructure
The software is built to operate in low-bandwidth settings, ensuring accessibility in remote regions. FIA Global | Gurugram - Facebook
FIA Global's SBI Kiosk software is a fintech solution designed to enable Customer Service Points (CSPs) to provide branchless banking services in underserved or rural areas. Developed by FIA Technology Services (FIA Global), the software serves as the digital interface for retail shops to function as mini-bank branches, facilitating financial inclusion through secure, biometric-enabled transactions. Core Banking Services
The software allows CSP agents to perform a variety of essential banking tasks:
Account Management: Opening "No-Frills" or regular savings accounts using biometric data (fingerprints) and photographs.
Cash Transactions: Facilitating cash deposits and withdrawals, typically with a daily transaction limit of ₹10,000. The software you are referring to is the
Money Transfers: Enabling remittances and fund transfers to other SBI accounts or different bank accounts through IMPS.
Investment & Savings: Opening and managing Term Deposits (FD) and Recurring Deposits (RD).
Government Schemes: Accessing Social Security Schemes, subsidies, and scholarships directly credited to customer accounts. Technical Features & Security
The software is built to handle secure banking operations in remote environments: FIA Global: Inclusive Digital Banking & Financial Services
Bridging the Gap: A Deep Dive into FIA SBI Kiosk Software In the push for global financial inclusion, technology acts as the primary bridge between traditional banking and unbanked populations. A key player in this transformation in India is FIA Global and its specialized SBI Kiosk Software. This platform empowers local entrepreneurs to function as mini-banks, bringing essential financial services to the doorsteps of rural and underserved communities. What is FIA SBI Kiosk Software?
The FIA SBI Kiosk software is a digital banking platform designed for Customer Service Points (CSPs), also known as Bank Mitras. Developed by FIA Global, this software enables a standard PC or laptop to securely connect with the State Bank of India (SBI) core banking system.
It essentially functions as a "Bank in a Box," allowing retailers in remote areas to offer services that were previously only available at physical bank branches. Core Banking Services Offered
Through the FIA-powered kiosk, customers can access a variety of essential "no-frills" banking services:
Account Opening: Real-time opening of savings accounts using biometric (fingerprint) authentication instead of traditional signatures.
Cash Transactions: Secure cash deposits and withdrawals, typically limited to ₹10,000 per day for security.
Money Transfers: Remittances to other SBI accounts across different locations.
Social Security Benefits: Direct credit of government subsidies, scholarships, and pension payments (such as MNREGS) into the customer's account.
Investment & Insurance: Facility for Recurring Deposits (RD), Term Deposits (FD), and micro-insurance products. Key Features of the FIA Platform However, FIA Global is one of the largest
FIA Global has integrated advanced features to ensure the software is effective even in challenging rural environments:
Biometric Security: Transactions are secured via electronic thumb impressions, removing the need for physical signatures and reducing fraud.
Low Bandwidth Optimization: The platform is engineered to function efficiently even on low-speed internet connections common in rural hinterlands.
Instant Receipts: For every transaction, the software generates a printed acknowledgement, providing customers with physical proof of their digital transaction.
Multilingual Interface: To cater to diverse populations, the software often supports multiple local languages to assist with digital onboarding. Benefits for Local Entrepreneurs (CSPs)
Becoming an FIA SBI Kiosk agent offers a significant business opportunity for village-level entrepreneurs:
Financial Independence: Agents earn commissions on every new account opened and every transaction processed (deposits, withdrawals, or transfers).
Increased Footfall: Operating as a mini-bank brings more customers to the retailer's existing shop, boosting overall business.
Community Respect: CSPs are often viewed as "respected bankers" within their communities, playing a vital role in local economic development. Technical Requirements for Setup To run the FIA SBI Kiosk software, a CSP typically needs: A computer or laptop with a stable internet connection. A certified biometric fingerprint scanner. A small thermal or laser printer for transaction receipts.
Required certifications, such as the IIBF Certificate and a clean police verification record. The Impact on Financial Inclusion
By leveraging FIA's technology, SBI has been able to reach millions of unbanked citizens. The software simplifies complex banking workflows into a user-friendly interface that anyone with basic computer literacy can operate. This has not only empowered millions with safe savings options but has also fostered economic independence for thousands of women and youth who serve as these vital "last-mile" banking links. Kiosk Banking - Vikaspedia - Digital governance
This software powers Customer Service Points (CSPs) or Kiosk Banking outlets for the State Bank of India (SBI), typically developed by FIA Global (a fintech partner of SBI for financial inclusion).
| Requirement | Details | |-------------|---------| | Hardware | PC/laptop (Windows 7/8/10/11), fingerprint scanner, receipt printer, webcam (optional) | | Internet | Stable broadband / 4G dongle | | Credentials | Login ID, password, fingerprint access given by FIA after enrollment | | License | Valid SBI BC agreement with FIA |